Meet The Team

Carol Lopez is a seasoned Senior Advisor at Trinity Financial Advisors, dedicated to guiding individuals and families through the complexities of Medicare and health insurance planning. With a deep commitment to her community, she specializes in Medicare solutions and life insurance designed to protect what matters most.

Known for her compassionate and educational approach, Carol works closely with each client to demystify their options. She believes that every senior deserves a trusted advocate who will listen to their unique needs and tailor a coverage plan that secures their future and fits their budget.

Her mission is simple: to provide peace of mind by delivering clear, honest, and reliable insurance guidance that empowers her clients to make confident decisions for their health and legacy.

Your Health. Your Legacy. My Priority.

With a career built on the foundation of patient care and retail leadership, I've spent years helping my neighbors navigate the often-confusing intersections of healthcare and insurance. During my time as an Assistant Manager in the optical industry, I saw firsthand that people—especially our seniors—don't just need a policy; they need a trusted advocate. They need someone to cut through the jargon and look out for their best interests.

My Specialized Focus
I have dedicated my practice to the two pillars of senior financial security:

• Medicare Planning: Simplifying the "fine print" to ensure you have the coverage that fits your lifestyle and budget.
• Final Expense Insurance: Providing families with the peace of mind that comes from knowing their legacy is protected and their loved ones are cared for.

A Community-First Approach
I believe that aging should be met with dignity and security.

Edward Gutierrez is a Texas Licensed Insurance Agent and Advisor with Trinity Financial Advisors, aligned with Berwick as his National Marketing Organization and Field Marketing Organization. Since January 5, 2016, he has been dedicated to providing strategic, compliant, and client-focused insurance solutions across the state of Texas.

Mr. Gutierrez specializes in Medicare planning, life insurance, and supplemental coverage, with a strong focus on serving senior citizens. His approach emphasizes clarity, education, and personalized guidance, ensuring clients fully understand their options and feel confident in their coverage decisions.

Prior to entering the insurance industry, Mr. Gutierrez spent over 15 years in the medical field. During that time, he witnessed firsthand the challenges individuals faced when navigating insurance coverage, particularly in hospital settings where financial uncertainty added stress to already difficult situations. This experience guided him into the insurance industry with a clear mission to help individuals and families better understand their coverage options.

Elsa Rubio is a trusted professional with over 24 years of experience helping families navigate important life decisions. Now with Trinity Financial Advisors, she specializes in life insurance, health coverage, Medicare solutions, and final expense planning.

Elsa is passionate about building relationships, serving others, and helping families protect what matters most. Her mission is simple: to serve every client like family and help them build a stronger, more secure future.

Rachel Valadez is a licensed insurance professional since 2002 and a proud Texas native from Eagle Pass. With a lifelong background in insurance, healthcare, and sales, she brings both experience and a genuine passion for serving others.

Rachel is committed to providing knowledgeable, compassionate guidance, helping the senior community navigate their Medicare and health insurance options with clarity and confidence so they can make informed decisions about their coverage.

If you or a loved one need assistance understanding Medicare or exploring your health insurance options, Rachel welcomes the opportunity to help—feel free to reach out for personalized guidance.